Anyone can send each MCB bank branches with Myanmar currency (MMK, Kyats) for domestic transfer services.
It needs to provide Name, ID Number and Transfer Account Number of both sender and receiver as complete.
| Fee Description(MMK) | |
|---|---|
|
Commission Fees |
0.05% per transaction amount |
|
Flat Fees |
200MMK |
MCB connect with Linked to where partners bank and, thus customers can transfer money (MMK, Kyats) through MCB bank to the following bank branches. It needs to provide name, ID number and transfer account number of both sender and receiver as complete.
IBFT is a service that allows you to transfer money from your MCB MPU or MPU JCB Co-brand Card Account to an account at the following banks, simply using your card at an MCB ATM.
MCB ATMs can transfer funds using IBFT to accounts with these 7 banks.
MCB is operating International Remittance in cooperation with RIA IME (International Money Express) based in Malaysia and a hundred agents from 69 locations and providing worldwide transaction services for Myanmar workers outside the country.
And also serving transactions in cooperation with MoneyGram based in London and 300,000 agents from 197 countries.
Besides Inbound Remittance together with MoneyGram, the bank is providing the customers a new banking product, Non Trade Remittance: Outbound Remittance, by allowing maximum of USD 3000 per person.
Transactions can also be made with other mobile networks such as Transfer To and Merchantrade.
The bank keeps widening the network in association with a number of international money services businesses such as Transfer To Mobile Financial Services, International F.C. Stone, City Express, Queen Bee Capital based in Japan and Hanpass based in Korea.
“It needs to provide name, ID number, Transfer account number, address and phone-number of both sender and receiver as complete.”
“Service charges may vary according to the type of remittance made. We provide low remittance transfer charges as 150 Kyats.”
MCB provides payroll service that allows using ATM cards and promises you managing the salaries of employees accurately and on timely manner.
| Fee Description(MMK) | |
|---|---|
|
Card |
3,000 MMK |
|
Salary charges per transaction |
100 MK |
MCB provides payroll service that allows using ATM cards and promises you managing the salaries of employees accurately and on timely manner.
Citizens Pay is the lifestyle application that enables digital payment. Citizens Pay effortlessly combines financial and lifestyle activities, making it smarter, faster and easier to pay for everything; from daily essentials like bus tickets and bills, to ordering food and even donating to a user’s favorite charity. Citizens Pay users can also enjoy many exciting rewards and loyalty promotions available for all users.
“Citizens Pay” aims to deliver the best financial mobile payment platform through best customer service and innovative payment by helping your daily payment to be more convenient, flexible and better cash management.
Pay for goods and services via Citizens Wallet at the corner stores, supermarket and restaurants where Citizens Pay services are available and use Citizens Wallet to pay for all your purchases at merchant outlets all over Myanmar. Look for Citizens Wallet sign for the acceptance of Citizens Wallet Money.
Send money from Citizens Wallet Account at convenience from mobile handset. Send money to any Citizens Wallet Subscriber anywhere in Myanmar.
The recipient, whether registered or not, will get money directly into the account where recipient can spend form the account or withdraw cash at a Citizens Wallet Agent.
Pay for utilities at convenience from anywhere anytime via Citizens Wallet from your mobile handset. Citizens Wallet will add all the reputable billers and utilities and expand to all types of billers.
Withdraw or deposit money to your Citizens Wallet Account or any at nearest Citizens Wallet Agent point revolutionizing banking at a corner store with extended banking hours and easy to reach.
Citizen Card is the most convenient card available to make online payments such as POS, E-Commerce, Online Shop and ATMs. It is globally accepted where you see the JCB logo, in over 190 countries all over the world.
*Applicants must be at least 18 years old on the date of registration.
| Fee Description(MMK) | Classic Card | Platinum Card |
|---|---|---|
|
Card Joining Fee |
10 USD |
|
|
Lost/Replacement Fee |
10 USD |
|
|
Annual Fee |
5 USD (1stYear Waived) |
|
|
PIN Reset/ Reissue Fee |
No Charge |
|
|
Payment at POS (Oversea) |
No Charge |
|
|
Online Purchase |
No Charge |
|
|
ATM Withdrawal Fee (Cross-Border) |
USD 3 + Overseas Bank Charges |
|
|
Balance Inquiry Fee at MCB ATMs |
No Charge |
|
|
Balance Inquiry Fee at Overseas ATMs |
0.5 USD |
To apply for new MCB JCB Prepaid Card, a customer needs to go to an MCB Branch, bringing their NRC Card (or) Passport, a Passport Photo (1) and fill in the Application Form. The card is a wallet and does not need to be linked to Saving Account or Current Account.
You will get the card and you can use it immediately when you apply at MCB Branches.
Please contact the bank which operates the ATM where your card was retained.
Please visit the nearest MCB Branch during banking hours or call the MCB Helpdesk Number on 01 2399663. If you still remember your old PIN, your card can be unlock. If you forgot your PIN, a new PIN will be sent via SMS to your phone.
Please visit the nearest MCB Branch during banking hours or call the MCB Helpdesk Number on 01 2399663 to request new PIN to be reissued.
Please visit and report to nearest MCB Branch during banking hours to fill a form to request the refund
Please visit to nearest MCB Branch during banking hours to fill a form to request.
You can apply new JCB Prepaid Card at any MCB branches. Please visit https://www.mcb.com.mm/way-to-bank/branches-map/# to see branches name and location.
You can check Balance Inquiry at MCB ATMs and Oversea’s ATMs. At oversea ATM, a balance inquiry fee of USD 0.5 will be charge.
As per Central Bank’s Regulation, Customer can use E-commerce, ATM Cash withdrawal and Point of Sale (POS) with MCB JCB Prepaid Card internationally.
MPU-JCB Co-Brand Debit Card allows you to make withdrawals at MCB ATMs, other ATMs which accept MPU/JCB logo and ATMs which accept JCB logo in other countries. It can also be used in making payments via POS machine at local and international sales counters, E-commerce and online payments.
| Fee Description(MMK) | Classic Card | Platinum Card |
|---|---|---|
|
Card Joining Fee |
Waived |
Waived |
|
Lost/Replacement Fee |
1,000MMK |
3,000MMK |
|
PIN Reset/Reissue Fee |
Waived |
Waived
|
|
Card Re-issue Fee |
1,000MMK |
3,000MMK |
|
Annual Fee |
2,000MMK |
5,000MMK (1st Year Waived) |
|
Payment at POS Domestic and Oversea |
No Charge |
No Charge |
|
Online Purchase |
No Charge |
No Charge |
|
ATM Withdraw FEE(Domestic) |
0.8% |
0.5% |
|
ATM Withdraw FEE (Cross-Border) |
5,000 MMK + Oversea Bank Charges |
5,000 MMK + Oversea Bank Charges |
|
Balance Inquiry Fee at Oversea ATMs |
500 MMK |
500 MMK |
|
Forex Markup Fee |
60% |
60% |
To apply for a MCB MPU-JCB Co-Brand Platinum Debit Card, a customer need to open a Current Account with any MCB Branch by filling in the Application Form comply to account opening requirements
You can get the card immediately when you apply at MCB Branches.
You will inform to nearest MCB Bank during office hours or call MCB Help desk Number 01 2399663
If you remember your old PIN number (Password), you will go to nearest branches to do PIN reset or call MCB Help desk Number 01 2399663
You will go to nearest branches to request the money back with request form.
MPU-JCB Co-Brand Platinum Debit Card have no interest because of linked to Current Account. However, you may also open a Savings Account and transfer your funds between Current Account and Savings Account to earn interest.
You will get an SMS on your phone number registered with the bank
All MCB branches are available to open a current account and apply for the card. Please visit https://www.mcb.com.mm/way-to-bank/branches-map/# to see branches name and location
You can do balance inquiry with MCB Mobile Banking App available for download from Google Play or Apple Store or at any domestic and oversea ATM. At oversea ATM, balance inquiry fee – MMK 500 will charge.
Card sill be opened with minimum initial deposit of MMK 10,000 and the minimum balance to be maintained is MMK 1,000.
It will take approximately 3 working days.
